We (MCV-CAP, BETEILIGUNG AG, BCB4U-Bank and further group companies - in the following MCV-CAP) will combine traditional banking functionalities with the innovative advantages of the blockchain technology and tradable cryptocurrencies. Traditional banking functionalities are defined as standing- and collection-orders, transfers, credit and debit cards, salary accounts, cash in and out, and more . Innovative benefits of Blockchain technology mean anonymity, free-of-charge service, instant payment function, and enhanced security features, among others. By uniting traditional banking capabilities with blockchain technologies, cryptocurrencies will be made accessible for everything in daily life. That means purchases at the bakery, butcher’s, textile shop, online shop, or even payments for rent, utilities, and community taxes (garbage, sewerage, water dues) can be made using crypto- or fiat currencies. These services will be freely accessible regardless of the customer’s origin, asset status and other personal circumstances.