Javvy is a secure, comprehensive crypto exchange with wallet solution (not web-based) that will support all expected operations for all major cryptocurrencies and tokens. It will earn revenue from buy/sell fees, conversion fees, international debit card fees, and merchant settlement fees. Users should not worry about finding or trusting unproven crypto exchanges, which are mostly web-based and insecure. They should simply be able to install the Javvy application and immediately begin buying, selling, managing, and using all major cryptocurrencies within a single, safe, and secure application. The early adopters will be crypto-savvy users, likely already using competing exchanges and wallets. Eventually, they will expand into mainstream markets, due to the ease-of-use of our solution that other exchanges and wallets have failed to provide --despite hundreds of millions invested and many years to do so.